Which federal insurance program provides coverage for elderly individuals or disabled persons?

Which federal insurance program provides coverage for elderly individuals or disabled persons?

• A. Medicaid
• B. Medicare
• C. Social Security
• D. Private Insurance

Answer: (B)

Medicare is the federal health insurance program designed for people aged 65 and older and for certain younger individuals with disabilities or specific diseases. It provides coverage for hospital services, medical visits, and other care through its parts (A, B, and, if chosen, C and D). This focus on age and disability makes Medicare the correct program in this question. Medicaid, while also helping some elderly or disabled people, is a needs-based program funded jointly by states and the federal government and isn’t the universal federal health insurance for all elderly or disabled individuals. Social Security offers retirement, disability, and survivors benefits, not health insurance. Private insurance is not a federal government program.

Medicare is the federal health insurance program designed for people aged 65 and older and for certain younger individuals with disabilities or specific diseases. It provides coverage for hospital services, medical visits, and other care through its parts (A, B, and, if chosen, C and D). This focus on age and disability makes Medicare the correct program in this question. Medicaid, while also helping some elderly or disabled people, is a needs-based program funded jointly by states and the federal government and isn’t the universal federal health insurance for all elderly or disabled individuals. Social Security offers retirement, disability, and survivors benefits, not health insurance. Private insurance is not a federal government program.